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New Jersey homeowner stressed over mortgage bills while sitting at a kitchen table with overdue notices

What to Do When You’re Behind on Mortgage Payments in New Jersey

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💥 The Hard Truth: Falling Behind Happens Fast You miss a mortgage payment. Then another. Suddenly, you’re dodging calls, ignoring letters, and feeling like you’re drowning in debt. If you live in New Jersey and you’re behind on your mortgage, you’re not alone. Life throws curveballs: job loss, medical issues, divorce, inflation. But here’s the … Continued
Chalkboard comparing pros and cons of renting versus selling a home in New Jersey, with bullet points under each option.

Should You Sell Your House or Rent It Out in New Jersey?

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If you own a home in New Jersey and are thinking about making a change, you’re probably facing one of the most common homeowner dilemmas: Should I sell, or should I rent it out? The right choice isn’t one-size-fits-all. It depends on your financial goals, the property itself, the local market, and your tolerance for … Continued
Cartoon of insurance mascots Flo, Gecko, Mayhem, Jake, and the Liberty Mutual Emu standing with hands out on a colonial-style porch as if asking for money.

Are Rising Insurance Premiums the Next Housing Crisis? 🏠📈

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Meta Title: NJ Homeowners Face Surging Insurance Costs in 2025 The Hidden Cost Threatening Homeownership in New Jersey 😱💸 Most people think about mortgage rates, property taxes, or HOA fees when calculating housing affordability—but there’s a silent killer creeping in: homeowners insurance. And it’s hitting New Jersey in a big way. According to the Insurance … Continued