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Author: kevinmhill

Split-screen illustration showing a foreclosed home labeled “Auction Block” on the left and a newly sold home labeled “Fresh Start” on the right

From Auction Block to Fresh Start: How North Jersey Homeowners Can Sell Before Foreclosure 🏠💡

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If you live in Bergen, Passaic, Sussex, or Essex County and have fallen behind on your mortgage, you’re not alone. The latest sheriff’s foreclosure dockets show dozens of homes scheduled for auction every week between August and October 2025 📅. From Newark to Ridgewood, Paterson to Montvale, and Sparta to Livingston, distressed properties are hitting … Continued
Medicaid eligibility form, calculator, New Jersey map, and for sale sign in front of a house

How to Sell a New Jersey Home as Part of a Medicaid Spend Down

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If your aging parent or relative needs long-term care and Medicaid is part of the conversation, the house becomes a critical asset. One wrong move could disqualify your loved one from care or create massive headaches later. This is especially true in New Jersey, where Medicaid rules are strict, and real estate values are high. … Continued
Frustrated New Jersey homeowner reacts to Zillow preforeclosure listing on laptop

Sell Fast, Skip the Drama: A Guide for NJ Homeowners in Preforeclosure

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Let’s be honest. 📉 You’re behind on your mortgage.📬 The letters started as reminders. Now they sound like threats.📵 You’re dodging calls.😰 You’re overwhelmed, stressed, and unsure of your next move. And now, your house is listed as “preforeclosure” on Zillow. That means your name, address, and financial situation are out there for the world … Continued
Superhero in green and yellow costume holding back closing walls, symbolizing New Jersey homeowners being squeezed by rising bills

🏠 Homeowners Under Pressure: Rising Costs, Shrinking Options, and What It Means for New Jersey

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A new national survey confirms what many suspected: American homeowners are feeling financially squeezed. The June 2025 survey was commissioned by Hometap, a home equity investment company, and conducted by AYTM (Ask Your Target Market), a respected U.S.-based market research platform known for its robust consumer insight panels and agile survey tools. The results speak … Continued
Visual representation of a one-time property tax paid at closing

Property Tax Reform in NJ: One Bold Idea Worth Considering 🏠💡

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Florida Governor Ron DeSantis recently stirred national headlines by proposing a plan to eliminate property taxes for homeowners. The idea is to stop ongoing, annual taxation and rethink how primary residences are taxed altogether. It’s bold, controversial, and for many states, probably unrealistic. But it started a serious conversation. In New Jersey, we should be … Continued