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Author: Kevin Hill

A moonlit New Jersey house surrounded by “Murder Scene – Caution” tape, with a masked figure holding a chainsaw in the doorway and a cobweb-covered “For Sale” sign in the front yard, illustrating that sellers in New Jersey aren’t required to disclose haunted histories or deaths unless asked.

👻 Selling a Haunted House in New Jersey: Trick or Treat?

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It’s that spooky time of year when ghosts, goblins, and Zillow alerts all show up at once. But if you’re selling a house in New Jersey that gives off Amityville vibes, you might be wondering: Do I have to tell buyers this place might be haunted? The short answer: No, New Jersey doesn’t make you … Continued
Cardboard box stamped “New Jersey Homeowner Relief” descending by parachute toward a bright green front lawn and white picket fence in front of a New Jersey home.

Real Help For Struggling New Jersey Homeowners in 2025

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If you are staring at a higher mortgage payment, overdue property taxes, or utility bills that keep climbing, you are not alone. Many New Jersey homeowners are juggling rising costs, limited savings, and the stress that comes with choosing which bill to pay first. It can feel overwhelming, especially if you are also helping family … Continued
Kevin Hill of NJ House Partners crunching housing and jobs numbers at a desk, glasses and loose tie, with charts and a red string board in the background

On the Brink or Just a Slowdown: What a Cooling Job Market Means for North Jersey Home Sellers 🧭

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Quick take ✅ Moody’s Analytics chief economist Mark Zandi warns that labor-market momentum is fading and that housing is vulnerable as incentives lose punch and inventories climb. Bureau of Labor Statistics (BLS) data show that August payroll growth barely moved while unemployment sits higher than earlier in the cycle, a mix that typically cools buyer … Continued
Suburban New Jersey home with rising payment arrow, symbolizing HELOC payment shock and mortgage stress.

HELOC Payment Shock: The Next Mortgage Wave Homeowners in NJ Need to Watch

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HELOCs Are Quietly Becoming the Next Mortgage Crisis Most people assume that mortgage delinquencies start with first liens—the main mortgage on a home. But according to TransUnion’s latest data and commentary from asset managers on Wall Street, the real stress is coming from somewhere else: home equity lines of credit (HELOCs). Jason Lewis, CEO of … Continued
Illustration of a New Jersey home being crushed under blocks labeled mortgage rates, insurance, taxes, and utilities to show rising homeownership costs.

The Rising Cost of Homeownership in New Jersey: When Insurance, Taxes, Utilities, and Rates Push Families to the Breaking Point

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The Affordability Crisis Has Many Faces When people talk about housing affordability, most of the conversation stops at mortgage rates 📉 and home prices 💰. But for New Jersey homeowners, the pressure does not end there. A full stack of rising costs—insurance 🛡️, property taxes 🏦, and utility bills 💡🔥💧—is making it harder than ever … Continued
Millennial man playing Xbox on a futon in his parents’ basement with wood paneling and hot water heater, while parents peek down the stairs.

Fewer Young Adults Reaching Life Milestones: Why Homeownership and Raising Kids in Bergen County Feels Impossible 🏡👶

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A U.S. Census Bureau working paper shows a dramatic generational shift. Less than one in four adults aged 25 to 34 have reached traditional adulthood milestones like moving out, getting married, or having kids. Fifty years ago, nearly half had achieved these benchmarks. The reasons are clear. Rising student debt, soaring rents, and record home … Continued
Cartoon of a shocked New Jersey homeowner holding a power bill showing a 20% increase, with money being vacuumed out of her pocket.

Another Bill Shock: Why New Jersey Power Costs Just Jumped ⚡💸

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If you thought property taxes and home insurance were already crushing your budget, here comes another hit. As of June 2025, electricity bills in New Jersey jumped between 17 and 20 percent. Some New Jersey residents are claiming even higher. For homeowners in Bergen County and North Jersey, this means another drain on their finances … Continued