New Jersey Real Estate Blog for Bergen County Home Sellers

FHA Delinquencies Hit a 5-Year High: What New Jersey Homeowners Should Do if Mortgage Payments Are Becoming Unmanageable

March 8, 2026

For many New Jersey homeowners, buying a house represents stability, security, and years of hard work finally paying off. But even responsible homeowners can run into financial trouble when unexpected expenses pile up or monthly housing costs rise faster than income. If you are struggling to keep up with your mortgage payments, you are far … Continued

Bergen County Property Taxes Just Hit Another Record High. What That Means for Homeowners in 2026

February 12, 2026

By Kevin Hill

A newly released town-by-town breakdown from NJ.com confirms what many homeowners already suspected: property taxes across New Jersey have reached another record high in 2026. In Bergen County, the increases are not abstract. They are showing up in real dollar amounts on real tax bills. For some households, this is manageable. For others, it is … Continued

How Much Is Your Bergen County Home Really Worth?

February 7, 2026

By Kevin Hill

One of the first questions I hear from Bergen County homeowners thinking about selling is simple but loaded: How much is my home worth? The answer is rarely found in a quick online estimate. Your home’s true value depends on local market conditions, buyer demand in your specific town, recent sales that actually closed, and … Continued

New Jersey Ranks #1 for Foreclosure Rates in December 2025

January 18, 2026

By Kevin Hill

According to the latest December 2025 foreclosure report from ATTOM, New Jersey recorded the highest foreclosure rate in the United States, outpacing every other state as foreclosure activity accelerated nationwide. In December 2025: New Jersey stood out sharply, with 1 in every 1,734 housing units impacted, nearly double the national rate. This confirms what many … Continued

Why More New Jersey Homeowners Are Choosing to Sell and Relocate in 2025

January 11, 2026

By Kevin Hill

Recent national moving data confirms what many New Jersey homeowners have been feeling for years. More people are choosing to leave the state than move in, and that trend has now held steady for well over a decade. According to the 2025 United Van Lines National Movers Study, New Jersey once again ranked number one … Continued

New Jersey Is Quietly Changing Reverse Mortgage Rules. What Older Homeowners Should Know Before Selling

January 4, 2026

By Kevin Hill

New Jersey lawmakers are considering a technical change to state law that affects how reverse mortgages are treated. While the proposal itself is narrow, it highlights a much bigger issue facing older homeowners across the state: how to access home equity in a high-cost environment, and whether staying put still makes financial sense. The bill, … Continued

Do I Need a Real Estate Agent to Sell My Home in New Jersey?

December 28, 2025

By Kevin Hill

Thinking about selling FSBO? Kevin Hill explains the crucial differences between selling on your own versus using a professional NJ agent. If you are thinking about selling your home in New Jersey, one of the first questions you may ask is:“Do I really need a real estate agent to sell my house?” The short answer … Continued

The Missing Middle: Why National Real Estate News Does Not Apply to New Jersey

December 20, 2025

By Kevin Hill

Even $200,000 income buyers face a 17,979 home deficit in New Jersey, according to the NAR May 2025 Affordability Report. Turn on the news and you will hear that the housing market is improving. Inventory is up. Buyers supposedly have more choices. Some markets are even reporting slight price relief. But if you are searching … Continued

Forget the 30 Percent Rule. New Jersey Buyers Are Now Spending 43 Percent of Their Income on Housing

December 16, 2025

By Kevin Hill

Budget stress is becoming common for buyers in North Jersey as many now spend over 40 percent of their income on housing. For decades, homebuyers across the country have been told to follow a simple affordability guideline known as the 30 percent rule. The idea is straightforward: spend no more than 30 percent of your … Continued

Why 2026 Could Be a Smart Time to Sell Your New Jersey Home 🏡📈

December 14, 2025

By Kevin Hill

If you have been thinking about selling your home in New Jersey, 2026 may give you an opportunity you have not seen in years. According to new national housing forecasts by Redfin, the market is entering what experts call The Great Housing Reset, a slow but meaningful shift where affordability improves, demand strengthens, and well … Continued

NJ Foreclosure Forecast 2026: Why the “Wait and See” Strategy Is Now Risky for Homeowners

December 6, 2025

By Kevin Hill

The 2026 Foreclosure Forecast for New Jersey emphasizes the need for proactive solutions. We provide the expert guidance (and the choice between a cash offer or retail listing) to move forward with confidence. Quick Summary: The 30-Second Read A well-functioning foreclosure system is an essential part of a healthy housing market. It recycles distressed properties … Continued

What National Foreclosure Experts Expect Next, and What It Means for New Jersey Homeowners

November 23, 2025

By Kevin Hill

The national housing market is entering a phase of change, and that shift was front and center at the 2025 REOX HI Conference in Irving, Texas. I attended the event because, as a New Jersey real estate agent and active member of REOX, I believe it is my responsibility to stay fully educated on what … Continued

You Will Never Pay Off Your House. You Will Die First. That Is the Plan.

November 10, 2025

By Kevin Hill

After 50 years of payments, he finally cut the ribbon on his mortgage. Better late than never. Remember when buying a house meant eventually owning it? Cute. Today, the “solution” to America’s affordability crisis is a brilliant new concept: 50-year mortgages. Because nothing says progress like taking out a loan that will live longer than … Continued

North Jersey Prices Are Up, But The Market Is Slowing: What Sellers Should Know Going Into 2026

November 9, 2025

By Kevin Hill

The headlines keep saying the market is hot. Prices are up. Demand is strong. Homes still sell fast. But in North Jersey, the story underneath the surface is starting to look different. The latest New Jersey MLS Market Indicators Report shows that buyers are slowing down, sellers are facing more competition, and the easy bidding … Continued

North Jersey’s 55+ Home Market Just Shifted Hard: What Downsizers and Their Families Should Know in 2025

November 8, 2025

By Kevin Hill

Selling a home in your 50s, 60s, or 70s has always come with a unique set of challenges, but according to the latest data from the New Jersey MLS, the adult community market just saw one of the biggest swings in years. Inventory, pricing, and days on market all changed at once, which almost never … Continued