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NJ Foreclosure Forecast 2026 showing market normalization trend on a graph over an NJ House Partners for sale sign in front of a Bergen County home.

NJ Foreclosure Forecast 2026: Why the “Wait and See” Strategy Is Now Risky for Homeowners

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The 2026 Foreclosure Forecast for New Jersey emphasizes the need for proactive solutions. We provide the expert guidance (and the choice between a cash offer or retail listing) to move forward with confidence. Quick Summary: The 30-Second Read A well-functioning foreclosure system is an essential part of a healthy housing market. It recycles distressed properties … Continued
Cartoon of a very elderly man using a walker while cutting a ‘Mortgage Paid Off’ ribbon in front of his house, surrounded by cheering neighbors and balloons.

You Will Never Pay Off Your House. You Will Die First. That Is the Plan.

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After 50 years of payments, he finally cut the ribbon on his mortgage. Better late than never. Remember when buying a house meant eventually owning it? Cute. Today, the “solution” to America’s affordability crisis is a brilliant new concept: 50-year mortgages. Because nothing says progress like taking out a loan that will live longer than … Continued
A moonlit New Jersey house surrounded by “Murder Scene – Caution” tape, with a masked figure holding a chainsaw in the doorway and a cobweb-covered “For Sale” sign in the front yard, illustrating that sellers in New Jersey aren’t required to disclose haunted histories or deaths unless asked.

👻 Selling a Haunted House in New Jersey: Trick or Treat?

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It’s that spooky time of year when ghosts, goblins, and Zillow alerts all show up at once. But if you’re selling a house in New Jersey that gives off Amityville vibes, you might be wondering: Do I have to tell buyers this place might be haunted? The short answer: No, New Jersey doesn’t make you … Continued
Cardboard box stamped “New Jersey Homeowner Relief” descending by parachute toward a bright green front lawn and white picket fence in front of a New Jersey home.

Real Help For Struggling New Jersey Homeowners in 2025

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If you are staring at a higher mortgage payment, overdue property taxes, or utility bills that keep climbing, you are not alone. Many New Jersey homeowners are juggling rising costs, limited savings, and the stress that comes with choosing which bill to pay first. It can feel overwhelming, especially if you are also helping family … Continued
Kevin Hill of NJ House Partners crunching housing and jobs numbers at a desk, glasses and loose tie, with charts and a red string board in the background

On the Brink or Just a Slowdown: What a Cooling Job Market Means for North Jersey Home Sellers 🧭

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Quick take ✅ Moody’s Analytics chief economist Mark Zandi warns that labor-market momentum is fading and that housing is vulnerable as incentives lose punch and inventories climb. Bureau of Labor Statistics (BLS) data show that August payroll growth barely moved while unemployment sits higher than earlier in the cycle, a mix that typically cools buyer … Continued
Suburban New Jersey home with rising payment arrow, symbolizing HELOC payment shock and mortgage stress.

HELOC Payment Shock: The Next Mortgage Wave Homeowners in NJ Need to Watch

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HELOCs Are Quietly Becoming the Next Mortgage Crisis Most people assume that mortgage delinquencies start with first liens—the main mortgage on a home. But according to TransUnion’s latest data and commentary from asset managers on Wall Street, the real stress is coming from somewhere else: home equity lines of credit (HELOCs). Jason Lewis, CEO of … Continued